Self- certification mortgages fit under the so- called non- standard banner and there are around 15 lenders in the market. Self certification mortgages are available for people who find it difficult to prove their income. What are 7 day emergency mortgages?You can even take out a flexible loan, a godsend for many self- employed borrowers, who are more likely to have a variable income. Calculate how much different mortgage lenders might offer you opens new window. Mortgage amount house prices know the facts before negotiating for what may be the biggest purchase of your life.

Self certification mortgages are available in all the interest rate options: variable rates; fixed rates; capped rates; discount rates; libor rates; tracker rates etc. Mortgage comparison - finding the right mortgage broker. If you would like a mortgage advisor to contact you today please leave your details below. What are capital release/ release equity mortgages? The interest rate on a self certification mortgage is likely to be a little higher than normal rates. Our mortgage guide can help by taking you through different types of mortgage and their features and benefits. August 2006 there is no evidence that mortgage brokers are systematically still letting self- employed borrowers inflate their earnings, a report has found.

Budgeting for your mortgage opens new window. The principle of a self certification or self cert mortgage is simple. Call one of our independent mortgage advisers.

You'll get advice as to whether the self cert mortgage route or the standard status is most suitable for your situation. Mortgage search - finding the best remortgage adviser. Self- certification mortgages are based on a thorough search of your credit history, rather than proof of income.